A service contract for the home helps protect the homeowner from major home system and appliance repair and replacement expenditures, and eliminates the hassle and inconvenience of locating qualified repair contractors. Typical home service contracts cover repair or replacement of a home’s major systems, such as heating, air conditioning, electrical and plumbing and major appliances for renewable one-year terms. With a home service contract, a homeowner has convenient and easy-to-use repair resources right at his or her fingertips and may pay only a small service fee for each repair visit.


  • Realtors or companies that specialize in home service contract sales and customer service sell most service contracts for homes.
  • Service contracts for homes can be purchased at anytime during homeownership and are especially useful and popular during the buying and selling process.
  • Service contracts are available for both new construction and previously owned homes.
  • The vast majority of service contracts are sold and/or administered by reputable, licensed companies that abide by current regulations, adhere to high principles of customer service, and are protected by financial reserves and/or insurance.
  • A list of home service contract providers who are members of the Service Contract Industry Council is available here.


  • Peace of mind that comes with knowing the home is protected from everyday breakdowns due to defect or normal wear-and-tear during the contract term. In fact, contract holders on average utilize their home service contracts more than two times every year.
  • A convenient, 800 number to request service 24/7. Expedited service is often provided for emergencies and just a phone call or mouse click away.
  • Endorsed by realtors across the U.S., home sellers use the home service contract to enhance the resale value of their home.
  • Transferability to a new owner.