Consumer Advice:
Why Service Contracts are a Good Idea.

Why buy Service Contracts:

• Products are continually being redesigned to increase portability and multi-functionality.
• Engineering and design advancements are useful for consumers but intricate products and untested technology can and often do malfunction.
• Majority of common repairs usually cost significantly more than cost of warranty.
• The SCIC works nationwide with legislatures.to protect the consumer.
• 30-day free look back period – if you want to change your mind, you can!
• Small upfront cost gives you access to 800 # for pre-qualified technical support.

When NOT to buy Service Contracts:

• If at all pressured by a sales person to buy on the spot
• You can usually buy within the first 30 days
• If the contract is not available for review at the time of purchase
• If the cost of the warranty is a high percentage of the overall product price 
• The warranty should cost between 10-20% of the overall retail price
• If you receive an automated phone sales pitch or mass mailer
• Always read terms carefully; research provider prior to purchase
• Contact local BBB or state insurance commission with any concerns

Buying a motor vehicle, click here for more information.

Buying consumer electronics and/or appliances, click here.

Buying or selling a home, or adding protection to an your current home, click here.